Key-Employee Protection

Protection For Key People That Protects Your Bottom Line

Every company has that one person — the star, if you will — who really drives profitability. Your star could be an amazing salesperson or the brains behind the whole operation. But how would your company adjust if you lost your star talent? Replacing a key person takes time and money − and could cost the business valuable clients during the transition. Key person insurance can help make that transition easier.

What We Offer

Key Person Life Insurance

Key person life insurance offers a death benefit that can help cover financial losses that occur at the death of a key person. This helps assure continuity of the business for employees, customers and creditors.

Here are the top benefits of key man insurance:

  • Tax-free policy proceeds cover financial losses
  • Coverage is a business asset that enhances your business’s creditworthiness for commercial borrowing
  • The policy’s cash value may be available to your business through a withdrawal or loan if needed for business opportunities or retirement benefits
  • Taking out a key person policy on your top employees affirms their value to your business, strengthening the relationship.
  • The death benefit can be used to recruit and develop a replacement for the previous key employee
  • Critical Illness & disability riders are available for purchase

Who Needs It?

& CEO’s
Top Sales

Ready To Talk?

Click the link below and fill out the contact form to get started. A licensed advisor will contact you directly to complete a free confidential review of your unique situation.

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